Livewire Forums banner
1 - 8 of 8 Posts

·
Registered
Joined
·
2 Posts
Discussion Starter · #1 ·
New guy here. Wondering, before I call my insurance company, how does insurance on a LW compare with other bikes?
 

·
Registered
Joined
·
111 Posts
Bearing in mind this is NZ, and so not necessarily comparable to where you are - I got a quote for NZ$1,130 per year from my usual insurer. (My 18-year-old Dyna and 16-year-old Vrod together cost NZ$420 per year).
 

·
Registered
Joined
·
126 Posts
Like Mac Mike, mine went down from that on my Harley trade-in. I pay about $250-$300/yr through H-D Insurance.
 

·
Registered
Joined
·
111 Posts
The HD NZ insurance through the dealer was 12% more than the broker quoted me above. So IMO HD insurance is competitive in the market here (where anything like this is always shockingly expensive; I can get a registration decal for a heavy cruiser in FL for ~22US$ but in NZ the registration decal costs the equivalent of 347US$).
 

·
Registered
Joined
·
5 Posts
I just chatted up my State Farm agency about my rates and because electric motorcycles don't have a "cc" they solve for it before setting it into the underwriting system.
The LiveWire underwrites as the equivalent to a 525 hp 6,300cc gasoline motorcycle. (according to my agency quoting the underwriting rules).

This was only slightly unreasonable for my Zero S and absurd for the LiveWire. Working to get some change in the works although the agcency is very uninfluencal of the underwriters..
 

·
Registered
Joined
·
126 Posts
Personally believe HD Insurance is the way to go. But I've never had to make a claim, so that part remains a mystery.
I pay $250/year, and I had an accident on my record within 3 years of underwriting.
 
1 - 8 of 8 Posts
Top