[tcypher]

worth it. I've gone through two rear tires (two with nails) - on my third... so this one has less then a few thousand on it and I JUST replaced my front under normal wear at 10K.

The belt JUST broke on mine at 10,255K (that's covered.)

Things happen. I just like knowing I won't have to look for change in the couch when something goes wrong.

sure, you could go the entire ownership and never use it, but, my experience (personal of course) is when I don't have some sort of safety net, Murphy slaps me in the face... and when I do, either nothing happens or I'm covered. It's all subjective, for sure.